Biggest Advantage of Having Business Credit

The biggest advantage of having a good business credit profile is saving money. By improving your credit score you will lower the interest you pay on loans and leases.

 For example:

Average Credit Good Credit
Loan Amount
Length of Loan
10 Years
10 Years
Total Paid

Savings for having good credit = $13,285


Your goal is to:

  1. Establish a profile with the major business credit bureaus.
  2. Develop the all-important Business Credit Profile using your Business Tax ID number instead of your Social Security Number.
  3. Obtain a Business Credit Score for your business. Without a business credit score, your business will never qualify for credit.
  4. Obtain open lines of credit for your business without personal credit checks and personal guarantees.
  5. Improves your businesses ability to obtain vehicle leases, lines of credit, or loans under the company’s name.
  6. To keep your business out of the dreaded high-risk, no-credit status.
  7. Save money by bettering your credit score and lowering interest rates.

Remember: To establish the best credit score (75 or better), you need to do the following:

  • Find reporting companies and consistently purchase from them over a 4 to 6 month period.
  • Obtain 5 or more positive trade references.
  • Once you obtain your goal, continue to purchase from them to keep your score current and strong.


  1. Download and fill out the credit application (either print or type information).
  2. Submit the application for approval by email, fax or mail to:

Mail: Ace Management Group Inc
Business Accounts
2543-D1 Ravenhill Drive
Fayetteville , NC 28303
Fax: (910) 485-1443
Email: Email Us

It will take approximately 72 hours to return your approval status. Please make sure your application is 100% completed and legible. You will receive an Acceptance Invitation.